One team for your whole financial picture: mortgages, insurance, KiwiSaver and specialist lending.
One independent team for your mortgage, insurance and KiwiSaver, from first home to whatever comes next.
Licensed Financial Advice Provider (FSP1011992)Christchurch based, working NZ-wide
Four specialties. One team that joins them up.
Mortgages & home loans
First homes, refinances and next moves, matched to the life you're actually building.
Explore mortgages →Specialist lending
When the straightforward route isn't the right fit, we have options the main banks don't.
Explore specialist lending →Life & health insurance
Life, health, income and trauma cover, structured around the way you actually live.
Explore insurance →KiwiSaver advice
The right fund, properly reviewed, for retirement, your first home, or growing what you have.
Explore KiwiSaver →Real people. Real conversations.
You'll deal with the same adviser from first call to settlement, someone who learns your situation and stays in your corner.
Advice that answers to you.
We're independent and whole-of-market. No single-bank shelf, no quotas. Just a recommendation built around your situation, explained until it makes sense.
A whole-of-market panel, not one lender's products.
No jargon. You'll understand every recommendation.
Lending, cover and KiwiSaver considered together.
We review as your life changes, not just at the start.
Four steps. No obligation.
Talk
A relaxed conversation about where you're headed.
Plan
We map the market and recommend what genuinely fits.
Arrange
We handle the lenders and paperwork for you.
Review
We stay in your corner as life moves on.
“Addison helped us with our very complex mortgage situation and made the process really easy for us. We loved that his services included insurance and KiwiSaver planning, so we could keep all our financial needs under one roof. The 4D Financial Partners team are always so welcoming, and he has gone over and above for us a number of times when the banks were being difficult.”
Let's talk about your next move.
Tell us where you're at. We'll listen first, then tell you honestly whether we can help, and how. No obligation, ever.